http://www.badcreditfixup.com/bad-credit.xml Bad credit fix up is a credit repair guide that shows you how to repair bad credit, self help credit repair, tips on how to improve your credit score, dealing with credit bureaus and guides to help you draft a credit bureau dispute letter. en-us 2008 Adawe Inc mirabyte Feed Writer 1.0 Credit Repair Fix your credit Do it yourself Credit Repair Bad Credit Repair Credit Reporting FICO 08 is Fair Isaac's new credit scoring formula. FICO 08 will do a better job at predicting the likelihood of default on a loan and the new scoring system will ultimately help lenders reduce default rates on consumer loans between 5 and 15 percent. http://www.badcreditfixup.com/fico08.php Thu, 14 May 2009 09:40:11 -0800 There is no magical way to improve your score but over time. However to speed up the process, here are a few thing you can do. 1) Pay your bills on time. 2) Pay down your existing debt 3) Get a copy of your credit report and dispute any negative incorrect entry on your report. 4) Get all of your credit cards under 30% of the total available credit As far as how long it takes, it all depends on what's on your credit report. You credit will improve drastically when your credit card bills are paid down or a major negative entry like medical bill is removed from your report. Your score will probably raise anywhere from 80 to 100 points. Here are more tips on improving your credit score. http://www.badcreditfixup.com/improving-your-credit-score.php Thu, 14 May 2009 09:40:20 -0800 Studies have shown that knowing what information to place in these credit repair letters can get your account credited in record time. Here are a few guidelines and sample letters to help get you started. http://www.badcreditfixup.com/writing-credit-dispute-letters.php Thu, 14 May 2009 09:40:27 -0800 When dealing with credit reporting companies and creditors, don’t ever take "No" for an answer! If you want the negative items off your credit report, don’t just take your first answer and give up. You have to be persistent, in fact in most cases when it comes to fast credit repair, persistence is what triumphs. Just keep disputing and eventually you will win. http://www.badcreditfixup.com/how-to-repair-bad-credit.php Sun, 02 Nov 2008 17:05:33 -0800 knowing the facts will help you improve your credit score. Here is a fact: Don't apply for any new credit unnecessarily. Every time you sign and return a new credit card offering, or open that second account at a department store because you get a 15% discount, an inquiry will be generated and that will reduce your score. Click on the link above to find more credit facts. http://www.badcreditfixup.com/credit-facts.php Sun, 02 Nov 2008 17:01:14 -0800